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The insured receives a contract , called the insurance policy , which details the situations and circumstances under which the insurer will compensate the insured. The amount of money charged by the insurer to the policyholder for the coverage set forth within the insurance coverage policy is known as the premium. If the insured experiences a loss which is probably lined by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster The insurer … Read More