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Within the United States, the tax on curiosity earnings on life insurance policies and annuities is mostly deferred. Nevertheless, in some cases the profit derived from tax deferral may be offset by a low return. This relies upon the insuring firm, the kind of coverage and other variables (mortality, market return, and so forth.). Moreover, other revenue tax saving vehicles (e.g., IRAs, 401(k) plans, Roth IRAs) could also be better options for value accumulation.
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