SMS Alerts: It Can Save Your Business

The cellphone, along with light, and the ability to fly, is arguably the best technological advancement in human history. It includes everything you have ever used, and information you did not even know existed. In your pocket you hold a telephone, a calculator, a flashlight, a personal assistant, instantaneous chat communication, and thousands of other useful tools. With the cellphone came SMS, or “texting”, as we now call it. In this article, we will be discussing how SMS alarm pager are still being used by our cellphones, and why they are so important.

SMS: Short Message Service

SMS, an acronym for short message service has changed our lives. Twitter has become the present life pager for everyone who has the app. Your messages to the world must fit within 140 characters, so the message must be concise and to the point. In the world of business, SMS has also helped business owners reach more customers and close more deals.

Imagine receiving a long text message detailing a project you have been negotiating for months, and all it took was for you to text back a simple YES. Your lawyer then receives this single word text and you close on a multi-million-dollar real estate deal. That is the power of SMS, but it can do more.

SMS has transformed marketing. Infomercials still use the method of having you call the number on the screen, but most people now, don’t like talking to others and prefer sending a text. SMS allowed these people to text a certain key phrase, for example “CASH”, and then receive an automated message with instructions. This means that the customer saw an ad, saw the call to action of sending the key phrase, and has now been opted into a marketing campaign whose goal is to sell and upsell as many products as the customer wants to buy.

Another way in which SMS has revolutionized our lives by reminders. We can automate a process in which, as soon as someone visits our business website and fills out a contact form, we can automatically receive a text with the person’s contact information so that we can call them right away. This prevents the lead from becoming cold. If we shorten the timespan to a few minutes after they visited our website, we automatically differentiate ourselves from other companies who don’t have SMS and reply to the email the next day or hours later.


To conclude, in this article, we touched upon the subject of SMS and how it has changed our lives both personally, and in business. A lifesaving use of SMS alerts is that of amber alerts, storms, and high priority events around a certain neighborhood. You don’t know where the alerts come from, but it appears every single person gets notified right away of potential threats. We’ve come a long way from having to drive to people or send them letters to communicate.

Research Shows Debt Threatens Older Americans Retirements Plans

Research has revealed that in the past decade there has been a steep increase in debt among households headed by an individual age 75 and older. According to a report by the nonprofit Employee Benefit Research Institute in Washington, the average debt for these families was $30,288 in 2010. By 2016, that number had increased to $36,757. The high balances and collection agency calls this debt quickly leads to leaves many older American feeling helpless.

To make matters worse, the average monthly Social Security check is just $1,404. According to the U.S. government, more than 40 percent of single adults receive more than 90 percent of their income from that check. In addition, between 2002 and 2015, the number of Social Security recipients 65 and older who had their checks reduced by student loans increased by 500 percent. In short, debt is seriously threatening the retirement and comfort of older Americans.

Financial advisor and co-founder of Great Waters Financial in Minneapolis, Justin Halverson, commented on the situation saying, “There’s just fewer options you have at that state of the game.”

The following are a few tips for individuals who have found themselves in this situation:

  1. Take a second look (or create) a budget

The key to getting debt under control is to map out your expenses. Is their room in your budget to slowly chip away at your debt? Taking the time to create a budget will increase the likelihood that you stick with it and avoid falling deeper into debt in the future. The National Council on Aging offers help via their Economic Check Up, a website that offers users the opportunity to obtain a free personal report on money management and budgeting.

  1. Consider lifestyle changes

For some, getting out of debt will require some lifestyle changes. This might involve a big change, like completely relocating to a reduce cost of living. For others, it might simply involve a few smaller changes like eating out less and taking less vacations each year.

  1. Reach out to creditors

People struggling under the weight of debt should also consider reaching out to creditors and see if it is possible to negotiate more favorable terms. In some cases, hospitals are willing to forgive some debt if the individual contacts them and explains their situation. Likewise, timely contacting your financial institution concerning problems paying your mortgage can help the situation immensely.

Consumers are not the only ones who struggle when it comes to debt; businesses – even debt collection agencies themselves – can struggle to find the services they need. If your collection agency needs safe payment processing services and other merchant services, consider a collection agency merchant account offered by a high-risk alternative lender.

Author Bio: Electronic payments expert Blair Thomas co-founded eMerchantBroker, serving both traditional and high-risk merchants. His passions include producing music and traveling.

Four ways to improve your e-commerce website

If you own an e-commerce website, there are several ways you can improve the look and feel of it, to attract more audiences and conversions, and to rank your site higher on search engine listings. Here are four strategies worth implementing.

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1. Make it mobile friendly
If your e-commerce site is not yet optimised for use on mobile devices, make it a matter of urgency to ensure it is. According to Entrepreneur, studies now show that smartphones have taken over in the online shopping marketplace. Essentially, if your site isn’t mobile friendly, you are potentially losing out on many customers.

2. Create unique product descriptions

Give some thought and attention to the product descriptions on your e-commerce site, and make sure that they are as appealing as possible. Don’t copy descriptions from similar sites, but instead, generate unique text that allows you to include relevant keywords as naturally as possible. All of this is beneficial for tempting customers to purchase from you, but it also puts you in the good books of search engines who will reward you with a higher ranking.

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3. Clean your site up

Search engines favour e-commerce sites that employ a clean structure, so get to work to do some tidying up and general housekeeping on your site. This includes checking that internal and external links work and are not broken, and redirecting users to the right pages. Make sure your URLs are also appropriate, simple to read and relevant, too, as this makes life easier for audiences and search engines alike. Maintaining a clean structure can demand a bit of specialist know-how, so ensure you get this right by using the services of Dublin SEO experts, such as

4. Add content to stand out

Many e-commerce sites may only include content to describe products or on the ‘about us’ page, which can make it hard for your site to inject some personality into it, or to generate high volumes of traffic from search rankings. You can boost the content marketing on your site to improve SEO and attract audiences, by adding extra content in the form of blog posts. Blogging is also a great way to make your brand stand out from the crowd, and allows you to showcase your individual strengths, whilst giving customers a reason to keep coming back to your site.…

What is the process of outward remittance?

The process of outward remittance is that of sending money abroad, and it is a process that is governed by many regulations. adidas nmd r1 uomo The process of outward remittance is mostly done via banks. Jason Pierre-Paul Giants Jerseys Although, you need to remember that you cannot trust any individual or financial firm with the task of sending your money. asics pas cher stan smith adidas dames However, people still rely on these agencies a lot as they are faster than the banks but also charge a lot. Asics Gel Lyte 5 męskie That is why the process of outward remittance is only applicable to banks.

There are many options to send money overseas. adidas gazelle femme haute However, only three are used all over the world because of their efficiency and reliability.

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  • The process of outward remittance states that the transactions can be done only through banking or building societies. adidas yeezy boost 350 damskie The process of outward remittance does not encourage foreign exchange (FX) brokers or through high-end firms like the Western Union or Forex. As a general rule of thumb, the process of outward remittance states that banks are on the top because they are the safest ways to send money.

    Coming in next are money transfer firms. Although incredibly fast, they are way more expensive, especially if the amount you are sending is a small one, than your normal banks. The process of outward remittance does not encourage this as well.

    However, FX brokers are probably the best choice, if you do not want to go through the process of outward remittance if the amount you are sending is over 3000$.

    Now, assuming that you have chosen your bank as a medium to get your money safely overseas, the next thing you need to think about is the mode of payment. asics buty sklep online Asics Gel Lyte 5 There are many ways in the process of outward remittance to send your money. One way to process it is to get a Foreign Currency Demand Draft. This draft can be denominated in the desired foreign currency but must be drawn in favor of the person receiving it.

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    While planning to carry out overseas money transfers, say from Australia to Philippines, you must be aware of certain terms, like what foreign exchange rates are and how the process of outward remittance helps it. …

    Planning to buy a house, but not sure from where to start with?


    Are you looking for a space of your own? Have you been planning to buy a house? And are you confused about where to start with so as to get a home for yourself? Then, you have landed up at the right place.

    Buying yourself a home is one of the biggest decisions that you make in life. It is also a decision that involves a lot of money. Before you plan of buying a house you have to first plan how you would save a big enough amount that can help you buy a home. Even if you apply for a home loan, you would need some amount of saved money to start with or for the down payment of your home. Thankfully, you have mutual funds to your help.

    An equity mutual fund can help you reach your financial goal faster by offering higher returns. In fact, if you start planning earlier, you can also think of buying a home worth Rs.1 crore in the next 5 years by accumulating enough money with SIPs (Systematic Investment Plans).

    Buying a home may appear a very tedious, stressful and scary decision to make, it can be made simpler if you follow a step-by-step process to minimise risk. We are here to help everyone planning to buy themselves a house.

    Decide Your Budget

    Before running after a dream house or a fairy tale castle, it wold be wise if you sit calm and determine what you can actually afford. Buying a house is a big financial decision so fix a budget so that you do not take on a larger mortgage commitment than what you can actually afford.

    It is advised that you should look for a home that is 2-3 times your annual income, not more than that. And do not ever use up your emergency funds to buy a home. You should always have some amount kept safe for urgent needs.

    Making your money grow with mutual funds

    When you are planning to buy a home for yourself ensure that your saved money is working hard to make itself grow so that you do not have to compromise on the house you want to purchase due to lack of funds. Mutual funds involving bonds or stocks or a combination of both can help you in planning your dream house. As they grow exponentially with the growth of the market, they intend to give you higher returns that make it easier for you to buy the house you would like to live in.

    Home Loans that suit you

    Once you finalise a budget for your home that you can easily meet without much hassles and stress. You should look for how much loan can you get from your bank. Bank might offer you greater loan than you have determined but don’t fall for that and stick to your budget.

    Research Well

    You are going to invest a large sum of money when you buy yourself a home so research is …